The German social security system
is based on 5 sectors:
- - Unemployment insurance: Arbeitslosenversicherung
- - Pension insurance: Rentenversicherung
- - Health insurance: Krankenversicherung
- - Nursing care insurance: Pflegeversicherung
- - Accident insurance: Unfallversicherung
The social security system in Germany is funded
through contributions paid by employees and employers. The contributions are
paid on all direct wages as well as indirect wages up to a ceiling.
Type of insurance
|
Total (% of gross
remueration)
|
Employee (% of gross
remueration)
|
Employer(% of gross
remueration)
|
Unemployment
|
3
|
1.5
|
1.5
|
Pension
|
18.9
|
9.45
|
9.45
|
Health
|
15.5
|
8.2
|
7.3
|
Nursing care
|
1.95-2.2
|
1-1.2
|
0.95-1
|
Accident
|
Depends on sector
|
nothing
|
full
|
Souce: deutsche-sozialversicherung
-Manfred
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