German social security system

The German social security system has a long history. First steps were taken in 1883. Back then there was a need to give the working people, especially industrial workers more security against accidents and illness. 

The German social security system is based on 5 sectors:

The social security system in Germany is funded through contributions paid by employees and employers. The contributions are paid on all direct wages as well as indirect wages up to a ceiling.


Type of insurance
Total (% of gross remueration)
Employee (% of gross remueration)
Employer(% of gross remueration)
Unemployment 
3
1.5
1.5
Pension
18.9
9.45
9.45
Health
15.5
8.2
7.3
Nursing care
1.95-2.2
1-1.2
0.95-1
Accident
Depends on sector
nothing
full


Note: please refer here for updated values from time to time
There are some other benefits from the system like child support (Kindergeld)

Souce: deutsche-sozialversicherung

-Manfred

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